Our Leadership Team
Meet the visionaries behind FremionEMP who are dedicated to revolutionizing financial inclusion and making banking accessible to all.

Dirk Theunis Coetzer is a distinguished leader in core banking, finance, and investment banking, with extensive experience in structured finance, asset management, and compliance. As a South African national fluent in English, Afrikaans, and Zulu, Dirk brings a rich multicultural perspective to financial innovation and structured solutions.
Currently serving as Managing Director for Fermion Capital Management AG (Switzerland), Fermion Capital Sari (Luxembourg), and Fermion Administration Sari (Geneva), Dirk has been instrumental in driving growth and industry leadership.
With over two decades of experience, Dirk has honed his expertise in core banking operations and investment banking. His strategic oversight in structured finance has been pivotal in driving compliance and risk management initiatives.
Embracing the digital revolution, Dirk has been at the forefront of integrating blockchain technology into traditional financial frameworks, developing digital investment strategies and blockchain-based banking solutions.

Robert Vashisth brings a wealth of experience and innovative thinking to the financial industry. With a background in strategic management and global finance, Robert has been instrumental in identifying underbanked communities and developing tailored financial products and services to meet their needs.
His vision and leadership are pivotal in driving Bank's mission of financial inclusion, ensuring that our services reach those who need them most while maintaining sustainable growth and impact.

Daliposki's expertise in international trade and credit brokerage has significantly contributed to the expansion capabilities of Banks. His innovative approaches to trading, especially in crude oil and metals, have opened new avenues for the company's growth.
Albert's strategic insights ensure that our financial services are both comprehensive and accessible, while maintaining the highest standards of trading excellence and risk management.